:root{
  --bg:#030b33; --bg2:#071b5e; --panel:#0a1e66; --panel2:#0c2a7f; --line:#2b63d8;
  --cyan:#1ce4c3; --blue:#3f7dff; --text:#f7fbff; --muted:#a8bcdf; --white:#fff;
  --soft:#0a1543; --shadow:0 20px 60px rgba(0,0,0,.32); --darkText:#112347;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;background:var(--bg);color:var(--text);font-family:Pretendard,"Apple SD Gothic Neo","Noto Sans KR",system-ui,sans-serif;word-break:keep-all}
a{color:inherit;text-decoration:none} button,input,textarea,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(860px,calc(100% - 40px));margin:auto}.narrow-section{width:min(980px,calc(100% - 40px));margin:auto}
.site-header{position:fixed;top:0;left:0;right:0;height:76px;z-index:60;background:rgba(2,8,34,.82);backdrop-filter:blur(18px);border-bottom:1px solid rgba(67,120,243,.18)}
.header-inner{width:min(1180px,calc(100% - 40px));height:100%;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:22px;letter-spacing:.3px}.logo-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:11px;background:linear-gradient(135deg,var(--cyan),var(--blue));color:#04142a;font:900 20px/1 Arial,sans-serif}
.site-header nav{display:flex;gap:28px;color:#bdd0f0;font-size:14px}.site-header nav a:hover{color:#fff}.header-cta{padding:11px 16px;border-radius:10px;border:1px solid rgba(28,228,195,.55);color:var(--cyan);font-weight:800}
.hero{position:relative;overflow:hidden;padding:140px 0 70px;background:radial-gradient(circle at 82% 12%,rgba(63,125,255,.32) 0,transparent 32%),radial-gradient(circle at 15% 58%,rgba(29,228,195,.14) 0,transparent 24%),linear-gradient(180deg,#071147 0,#041043 38%,#020b35 100%)}
.hero-overlay{position:absolute;inset:0;background-image:linear-gradient(rgba(80,128,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(80,128,255,.06) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(to bottom,#000,transparent 94%)}
.hero:before{content:"";position:absolute;right:-10%;top:0;width:55%;height:70%;background:linear-gradient(180deg,rgba(84,153,255,.18),transparent 65%);clip-path:polygon(55% 0,100% 0,100% 100%,40% 100%,0 68%,32% 26%)}
.hero:after{content:"";position:absolute;left:-120px;bottom:40px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,#295cff22 0,#295cff08 45%,transparent 72%);box-shadow:inset 0 0 0 1px rgba(115,170,255,.15)}
.hero-container{position:relative;z-index:1}.mini-kicker{display:inline-block;margin:0 0 10px;color:var(--cyan);font:800 12px/1.2 Arial,sans-serif;letter-spacing:2px}.hero h1{margin:0;font-size:clamp(42px,5vw,72px);line-height:1.12;letter-spacing:-2.8px;font-weight:900}.hero h1 em{font-style:normal;background:linear-gradient(90deg,#21f0c8 0,#49a4ff 100%);-webkit-background-clip:text;background-clip:text;color:transparent}.hero-sub{margin:22px 0 42px;color:#d4dff1;font-size:19px;line-height:1.8}
.hero-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;max-width:760px}.feature-card{background:linear-gradient(180deg,rgba(9,31,106,.92),rgba(8,26,88,.94));border:1px solid rgba(76,138,255,.45);border-radius:22px;padding:28px 26px;min-height:220px;box-shadow:var(--shadow)}.feature-card h3{margin:18px 0 10px;font-size:30px;letter-spacing:-1.2px}.feature-card p{margin:0;color:#c8d7ee;line-height:1.7;font-size:18px}
.icon-box{width:86px;height:86px;border-radius:24px;position:relative;background:linear-gradient(180deg,#0b3db1,#0c2b88);box-shadow:inset 0 0 0 1px rgba(118,170,255,.18),0 18px 34px rgba(0,0,0,.25)}
.gift-icon:before,.gift-icon:after,.percent-icon:before,.percent-icon:after{content:"";position:absolute}
.gift-icon:before{left:18px;right:18px;top:23px;bottom:16px;border-radius:12px;background:linear-gradient(180deg,#2c7dff,#164bd0)}
.gift-icon:after{left:39px;top:14px;width:8px;height:56px;background:#22e4c3;box-shadow:-17px 16px 0 0 #22e4c3,17px 16px 0 0 #22e4c3;border-radius:6px}
.percent-icon:before{left:15px;right:15px;bottom:19px;height:18px;border-radius:14px;background:linear-gradient(180deg,#286ff4,#1146b5);box-shadow:0 -14px 0 0 #245fd8,0 -28px 0 0 #1f51bf}
.percent-icon:after{width:46px;height:6px;background:#20e2bf;transform:rotate(-28deg);right:10px;top:18px;border-radius:8px;box-shadow:16px -8px 0 0 #20e2bf}
.section{padding:95px 0}.section-head{margin-bottom:40px}.section-head.center{text-align:center}.section-head h2{margin:16px 0 12px;font-size:clamp(30px,4vw,48px);line-height:1.28;letter-spacing:-1.8px}.section-head p{margin:0;color:var(--muted);line-height:1.8;font-size:15px}.light h2,.reason-section h2,.faq-section h2{color:#fff}.light-dark h2{color:#102447}
.trust-section{background:#041153}.shield-big{width:88px;height:98px;margin:0 auto 10px;position:relative;background:linear-gradient(180deg,#4d8cff,#1b4ad2);clip-path:polygon(50% 0,92% 18%,92% 53%,50% 100%,8% 53%,8% 18%);box-shadow:0 0 0 6px rgba(108,160,255,.12)}.shield-big:after{content:"";position:absolute;left:25px;top:28px;width:35px;height:18px;border-left:6px solid #79ffc3;border-bottom:6px solid #79ffc3;transform:rotate(-45deg)}
.cert-grid{display:grid;gap:18px}.main-cert-grid{grid-template-columns:repeat(3,1fr);margin-bottom:20px}.sub-cert-grid{grid-template-columns:repeat(3,1fr);margin-bottom:24px}.cert-card{background:linear-gradient(180deg,#08226e,#071856);border:1px solid rgba(98,152,255,.4);border-radius:20px;padding:18px;text-align:center;box-shadow:var(--shadow)}.cert-card strong{display:block;margin:14px 0 6px;font-size:18px}.cert-card span{display:block;color:#b2c3e2;font-size:13px;line-height:1.6}.cert-card.tall{padding-top:16px}.cert-paper{height:200px;border-radius:12px;background:#fbfcff;border:8px solid #d7b86c;box-shadow:inset 0 0 0 1px #e7e7e7;position:relative;overflow:hidden}.cert-paper:before{content:"";position:absolute;left:16px;right:16px;top:18px;bottom:18px;border-radius:6px;border:1px solid #d6dfea}.cert-paper:after{content:"";position:absolute;left:20px;right:20px;bottom:25px;height:48px;background:linear-gradient(180deg,transparent 0 16px,#dce8f8 16px 18px,transparent 18px 32px,#dce8f8 32px 34px,transparent 34px)}
.cert-a{background:linear-gradient(180deg,#ffffff,#f4f8ff)}.cert-a:before{box-shadow:inset 0 -60px 0 #f4f8ff, 0 0 0 0 transparent}.cert-b{background:linear-gradient(180deg,#fffef7,#f4f7ff)}.cert-c{background:linear-gradient(180deg,#fffdfd,#f7fbff)}
.award-icon{width:56px;height:56px;margin:0 auto;border-radius:50%;background:radial-gradient(circle at 30% 30%,#ffe39e,#d79926 68%);position:relative}.award-icon:after{content:"";position:absolute;left:18px;bottom:-14px;width:20px;height:24px;background:linear-gradient(180deg,#93d9ff,#4a9fff);clip-path:polygon(0 0,100% 0,78% 100%,50% 76%,22% 100%)}
.pill-banner{background:linear-gradient(90deg,#6fa4ff,#a9c2ff);color:#fff;text-align:center;padding:16px 24px;border-radius:999px;font-weight:800;box-shadow:var(--shadow)}
.reason-section{background:#04104a}.reason-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.reason-card{position:relative;min-height:360px;background:linear-gradient(180deg,#08267e,#0a1c5f);border:1px solid rgba(94,154,255,.5);border-radius:24px;padding:26px 24px;overflow:hidden}.reason-num{font:900 78px/1 Arial,sans-serif;background:linear-gradient(180deg,#16e7c1,#4284ff);-webkit-background-clip:text;background-clip:text;color:transparent}.reason-card h3{margin:10px 0 0;font-size:28px;line-height:1.28;letter-spacing:-1px}.mock{position:absolute;left:24px;right:24px;bottom:24px;height:150px;border-radius:18px}
.visual-phones{background:linear-gradient(180deg,transparent,#091a54 15%,transparent 16%)}.visual-phones:before,.visual-phones:after{content:"";position:absolute;bottom:0;width:92px;border-radius:20px;border:2px solid #dbe8ff;background:linear-gradient(180deg,#ffffff,#dce8ff);box-shadow:0 18px 40px rgba(0,0,0,.18)}.visual-phones:before{height:132px;left:26px;transform:rotate(-12deg)}.visual-phones:after{height:122px;left:128px;transform:rotate(10deg)}
.visual-laptop{border:1px solid rgba(188,220,255,.35);background:linear-gradient(180deg,#f9fbff,#dce9ff)}.visual-laptop:before{content:"";position:absolute;left:14px;right:14px;top:14px;bottom:28px;border-radius:10px;background:linear-gradient(180deg,#ffffff,#ecf4ff)}.visual-laptop:after{content:"";position:absolute;left:18px;right:18px;bottom:8px;height:14px;border-radius:999px;background:#dde6f7;box-shadow:inset 0 2px 0 #b4c6e7}
.visual-wallet{background:linear-gradient(180deg,#f9fbff,#dce7ff)}.visual-wallet:before{content:"";position:absolute;left:30px;right:30px;top:36px;height:72px;border-radius:18px;background:linear-gradient(180deg,#fefefe,#e5efff);box-shadow:inset 0 0 0 2px #cfe0ff}.visual-wallet:after{content:"";position:absolute;left:54px;right:54px;top:58px;height:26px;border-radius:12px;background:#8fe7cf;box-shadow:0 34px 0 0 #c8d7f5}
.visual-dashboard{background:linear-gradient(180deg,#f8fbff,#dfe9ff)}.visual-dashboard:before{content:"";position:absolute;left:24px;right:24px;top:28px;height:88px;border-radius:14px;background:linear-gradient(180deg,#fefefe,#edf4ff);box-shadow:inset 0 0 0 2px #d8e5ff}.visual-dashboard:after{content:"";position:absolute;right:32px;top:12px;width:80px;height:34px;border-radius:12px;background:#7df0c6;box-shadow:-88px 72px 0 0 #d2def8,-26px 72px 0 0 #d2def8}
.compare-section{background:#fff;color:#102447}.clip-icon{width:64px;height:64px;margin:0 auto;border-radius:18px;background:linear-gradient(180deg,#ecf4ff,#dfe9ff);position:relative;box-shadow:inset 0 0 0 1px #d9e3f5}.clip-icon:before{content:"";position:absolute;left:23px;top:10px;width:18px;height:14px;border:4px solid #70b7ff;border-bottom:0;border-radius:12px 12px 0 0}.clip-icon:after{content:"";position:absolute;left:18px;right:18px;top:22px;bottom:14px;background:linear-gradient(180deg,#6797ff 0 7px,transparent 7px 18px,#c8d8f7 18px 24px,transparent 24px 36px,#c8d8f7 36px 42px,transparent 42px 54px,#c8d8f7 54px 60px)}
.compare-table{border:1px solid #dde6f3;border-radius:22px;overflow:hidden;box-shadow:0 12px 45px rgba(8,28,72,.08)}.tr{display:grid;grid-template-columns:.6fr 1fr 1fr;border-bottom:1px solid #e4ebf7}.tr:last-child{border-bottom:0}.tr div{padding:20px 18px;text-align:center;border-right:1px solid #e4ebf7;display:grid;place-items:center;line-height:1.6}.tr div:last-child{border-right:0}.tr div:first-child{font-weight:800;background:#f7f9fc}.tr div:nth-child(2){background:#edf4ff;color:#143a77;font-weight:700}.tr.head div{background:#e9eef8;font-weight:900;font-size:18px}.tr.head .highlight-col{background:linear-gradient(90deg,#3b7fff,#4aa0ff);color:#fff}
.faq-section{background:#04104a}.faq-list details{border-bottom:1px solid rgba(111,153,255,.2);padding:8px 0}.faq-list summary{list-style:none;cursor:pointer;padding:22px 8px;font-size:18px;font-weight:800}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";float:right;font-size:28px;font-weight:400;color:var(--cyan)}.faq-list details[open] summary:after{content:"−"}.faq-list p{margin:0;padding:0 8px 24px;color:#b4c4df;line-height:1.8}
.apply-section{padding:90px 0;background:linear-gradient(135deg,#071b5e,#09398d 70%,#0b58ba)}.apply-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}.apply-copy h2{font-size:46px;line-height:1.2;letter-spacing:-1.6px;margin:10px 0 16px}.apply-copy p{color:#d6e1f2;line-height:1.8}.risk-box{margin-top:28px;padding:20px 22px;border-radius:18px;border:1px solid rgba(255,255,255,.18);background:rgba(0,0,0,.18)}.risk-box p{margin:0;color:#dce6f7;font-size:14px}
.lead-form{background:#fff;color:#14213a;padding:30px;border-radius:22px;box-shadow:var(--shadow)}.form-row{display:grid;grid-template-columns:92px 1fr;align-items:center;gap:14px;margin-bottom:14px}.form-row label{font-weight:800}.form-row>input,.phone-fields input{height:50px;border:1px solid #d3ddea;border-radius:11px;padding:0 14px;outline:none}.form-row>input:focus,.phone-fields input:focus{border-color:#3176ff;box-shadow:0 0 0 3px rgba(49,118,255,.1)}.phone-fields{display:flex;align-items:center;gap:8px}.phone-fields input{width:100%;min-width:0;text-align:center}.phone-fields span{color:#9aa8bb}.consent{display:flex;align-items:center;gap:8px;font-size:13px;color:#5b6a80;margin:14px 0}.consent input{accent-color:#176dff}.consent button{border:0;background:none;text-decoration:underline;color:#2d5f9e;cursor:pointer}.submit-btn{width:100%;height:58px;border:0;border-radius:12px;background:linear-gradient(90deg,#15e7c2,#3c7fff);color:#041327;font-size:18px;font-weight:900;display:flex;justify-content:center;align-items:center;gap:18px;cursor:pointer}.submit-btn:disabled{opacity:.65}.form-note{text-align:center!important;font-size:11px;color:#8794a5!important;margin:11px 0 0!important}.hp-field{position:absolute!important;left:-10000px!important}
footer{background:#020a2d}.footer-grid{display:grid;grid-template-columns:.6fr 1.4fr;gap:40px;padding:45px 0}.footer-logo{margin-bottom:12px}.footer-grid>div>p,.business-info{color:#8fa4c6;font-size:12px;line-height:1.8}.business-info span{display:inline-block;margin-right:15px}.business-info p{margin-top:14px}.mobile-sticky{display:none}
.modal{display:none;position:fixed;inset:0;z-index:100}.modal.open{display:block}.modal-backdrop{position:absolute;inset:0;background:rgba(0,0,0,.72);backdrop-filter:blur(4px)}.modal-card{position:relative;width:min(610px,calc(100% - 30px));max-height:85vh;overflow:auto;margin:7vh auto;background:#fff;color:#17243b;border-radius:18px;padding:30px;z-index:1}.modal-x{position:absolute;right:16px;top:12px;border:0;background:none;font-size:30px;cursor:pointer}.policy h3{font-size:15px;margin:25px 0 6px}.policy p{font-size:13px;line-height:1.75;color:#65758b}.modal-confirm{width:100%;padding:14px;border:0;border-radius:9px;background:#176cff;color:#fff;font-weight:800}.modal-open{overflow:hidden}
.toast{position:fixed;left:50%;bottom:28px;z-index:200;transform:translate(-50%,30px);opacity:0;background:#14243c;color:#fff;border:1px solid #345177;padding:15px 22px;border-radius:12px;box-shadow:0 15px 40px rgba(0,0,0,.4);transition:.25s}.toast.show{transform:translate(-50%,0);opacity:1}.toast.success{border-color:#20ceab}.toast.error{border-color:#ff5c7a}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}.reveal.visible{opacity:1;transform:none}
@media (max-width:980px){
  .site-header nav{display:none}.hero{padding-top:120px}.hero-sub br{display:none}.hero-card-grid,.main-cert-grid,.sub-cert-grid,.apply-grid,.footer-grid{grid-template-columns:1fr}.reason-grid{grid-template-columns:1fr}.tr{grid-template-columns:.7fr 1fr 1fr}
}
@media (max-width:640px){
  .container,.narrow,.narrow-section,.header-inner{width:min(100% - 28px,1180px)}.site-header{height:68px}.logo{font-size:19px}.header-cta{padding:9px 12px;font-size:12px}.hero{padding:102px 0 45px}.hero h1{font-size:44px;letter-spacing:-1.8px}.hero-sub{font-size:16px}.hero-card-grid{gap:16px}.feature-card{min-height:auto;padding:22px 18px}.feature-card h3{font-size:24px}.feature-card p{font-size:16px}.section{padding:74px 0}.section-head h2{font-size:30px}.main-cert-grid,.sub-cert-grid{grid-template-columns:1fr}.pill-banner{font-size:13px;border-radius:22px;line-height:1.6}.reason-card{min-height:320px}.reason-num{font-size:64px}.reason-card h3{font-size:24px}.tr div{padding:14px 8px;font-size:11px}.tr.head div{font-size:13px}.apply-copy h2{font-size:34px}.lead-form{padding:22px}.form-row{grid-template-columns:1fr;gap:7px}.consent{align-items:flex-start}.footer-grid{padding:38px 0 85px}.mobile-sticky{display:block;position:fixed;z-index:45;left:12px;right:12px;bottom:max(12px,env(safe-area-inset-bottom));padding:15px;text-align:center;border-radius:12px;background:linear-gradient(90deg,#15e7c2,#3c7fff);color:#041326;font-weight:900;box-shadow:0 10px 35px rgba(0,0,0,.45)}
}

/* 원본 홍보 이미지 삽입 패널 */
.image-section{padding:56px 0;background:#04104a}
.trust-section.image-section{background:linear-gradient(180deg,#041153,#031047)}
.reason-section.image-section{background:linear-gradient(180deg,#031047,#04104a)}
.reference-image-panel{
  width:min(430px,100%);
  margin:0 auto;
  padding:12px;
  border-radius:28px;
  background:linear-gradient(145deg,rgba(33,82,190,.92),rgba(5,23,88,.98));
  border:1px solid rgba(99,158,255,.52);
  box-shadow:0 24px 70px rgba(0,0,0,.38),inset 0 0 0 1px rgba(255,255,255,.04);
  overflow:hidden;
}
.reference-image-panel img{
  display:block;
  width:100%;
  height:auto;
  border-radius:19px;
  background:#040c55;
}
.reason-image-panel{margin-top:0}
@media(max-width:640px){
  .image-section{padding:26px 0}
  .reference-image-panel{width:100%;padding:8px;border-radius:22px}
  .reference-image-panel img{border-radius:15px}
}